{"id":796,"date":"2024-07-23T20:26:20","date_gmt":"2024-07-23T18:26:20","guid":{"rendered":"https:\/\/cz-stavby.cz\/?p=796"},"modified":"2024-07-23T20:26:22","modified_gmt":"2024-07-23T18:26:22","slug":"proc-nezapominat-na-pojisteni-nemovitosti-ochranite-se-pred-ztratou-a-usetrite-si-zbytecne-starosti","status":"publish","type":"post","link":"https:\/\/cz-stavby.cz\/?p=796","title":{"rendered":"Pro\u010d nezapom\u00ednat na poji\u0161t\u011bn\u00ed nemovitosti? Ochr\u00e1n\u00edte se p\u0159ed ztr\u00e1tou a u\u0161et\u0159\u00edte si zbyte\u010dn\u00e9 starosti"},"content":{"rendered":"\n

Nen\u00ed podstatn\u00e9, zda v\u00e1\u0161 vysn\u011bn\u00fd d\u016fm teprve vznik\u00e1, nebo zda u\u017e v n\u011bm bydl\u00edte a pova\u017eujete ho za sv\u016fj domov. Poji\u0161t\u011bn\u00ed nemovitosti je toti\u017e d\u016fle\u017eit\u00e9 v obou p\u0159\u00edpadech. Pro\u010d byste nem\u011bli zapom\u00ednat na sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed pro v\u00e1\u0161 majetek?<\/strong><\/p>\n\n\n\n

Finan\u010dn\u00ed ochrana v p\u0159\u00edpad\u011b ne\u010dekan\u00fdch ud\u00e1lost\u00ed<\/h2>\n\n\n\n

P\u0159\u00edrodn\u00ed katastrofy jako jsou siln\u00e9 de\u0161t\u011b, sn\u011bhov\u00e9 bou\u0159e, krupobit\u00ed, nebo siln\u00fd v\u00edtr mohou zp\u016fsobit v\u00e1\u017en\u00e9 \u0161kody na va\u0161em majetku. Krom\u011b toho se m\u016f\u017ee st\u00e1t, \u017ee v\u00e1m do domu spadne strom, vypukne po\u017e\u00e1r nebo dojde k jin\u00e9 ne\u010dekan\u00e9 ud\u00e1losti. Tyto situace mohou dramaticky zm\u011bnit v\u00e1\u0161 \u017eivot ze dne na den.<\/p>\n\n\n\n

P\u0159esto\u017ee se na n\u011b nelze psychicky p\u0159ipravit, poji\u0161t\u011bn\u00ed nemovitosti v\u00e1s m\u016f\u017ee ochr\u00e1nit p\u0159ed jejich finan\u010dn\u00edmi d\u016fsledky<\/a>. A\u010dkoli v\u00e1m nevr\u00e1t\u00ed po\u0161kozen\u00e9 \u010d\u00e1sti domova, poskytne v\u00e1m alespo\u0148 finan\u010dn\u00ed n\u00e1hradu za vznikl\u00e9 \u0161kody.<\/p>\n\n\n\n

Poji\u0161t\u011bn\u00ed nemovitosti pro ka\u017ed\u00e9ho<\/h2>\n\n\n\n

Poji\u0161t\u011bn\u00ed nemovitosti si nemus\u00ed sjednat pouze majitel\u00e9 dom\u016f nebo byt\u016f. I n\u00e1jemn\u00edci mohou a m\u011bli by zva\u017eovat sjedn\u00e1n\u00ed tohoto poji\u0161t\u011bn\u00ed. V p\u0159\u00edpad\u011b, \u017ee si na nov\u00fd domov berete hypot\u00e9ku, je poji\u0161t\u011bn\u00ed nemovitosti \u010dasto z\u00e1konnou povinnost\u00ed. V\u011bt\u0161ina bank toti\u017e bez tohoto poji\u0161t\u011bn\u00ed dlouhodobou p\u016fj\u010dku neschv\u00e1l\u00ed. P\u0159i uzav\u00edr\u00e1n\u00ed pojistn\u00e9 smlouvy si nav\u00edc m\u016f\u017eete zvolit, proti kter\u00fdm rizik\u016fm se chcete pojistit, a tu, kter\u00e1 ve va\u0161\u00ed lokalit\u011b nehroz\u00ed, jednodu\u0161e vynechat.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Chr\u00e1n\u00edte sv\u016fj majetek<\/h2>\n\n\n\n

Hlavn\u00edm d\u016fvodem pro sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed nemovitosti a tak\u00e9 poji\u0161t\u011bn\u00ed dom\u00e1cnosti je ochrana va\u0161eho majetku. M\u011bli byste b\u00fdt motivov\u00e1ni k ochran\u011b sv\u00e9ho domova p\u0159edev\u0161\u00edm vy sami. D\u00edky uzav\u0159en\u00e9mu poji\u0161t\u011bn\u00ed budete klidn\u011b sp\u00e1t s v\u011bdom\u00edm, \u017ee v\u00e1\u0161 majetek je chr\u00e1n\u011bn. V\u00e1\u0161 domov bude bezpe\u010dn\u011bj\u0161\u00ed a vy se budete c\u00edtit v\u00edce v klidu a pohod\u011b.<\/p>\n\n\n\n

V\u00fdhody poji\u0161t\u011bn\u00ed nemovitosti a dom\u00e1cnosti<\/h2>\n\n\n\n

Poji\u0161t\u011bn\u00ed nemovitosti a dom\u00e1cnosti v\u00e1s ochr\u00e1n\u00ed p\u0159ed r\u016fzn\u00fdmi nep\u0159\u00edzniv\u00fdmi ud\u00e1lostmi<\/a>, kter\u00e9 by mohly zp\u016fsobit ztr\u00e1ty a probl\u00e9my. A\u0165 u\u017e jde o vandalismus, kr\u00e1de\u017e, nebo p\u0159\u00edrodn\u00ed katastrofy, s poji\u0161t\u011bn\u00edm budete m\u00edt jistotu, \u017ee va\u0161e finan\u010dn\u00ed situace nebude v\u00e1\u017en\u011b ohro\u017eena. To v\u00e1m umo\u017en\u00ed si vychutn\u00e1vat klidn\u00fd a neru\u0161en\u00fd sp\u00e1nek ka\u017edou noc, proto\u017ee budete v\u011bd\u011bt, \u017ee v\u00e1\u0161 majetek je v bezpe\u010d\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"

Nen\u00ed podstatn\u00e9, zda v\u00e1\u0161 vysn\u011bn\u00fd d\u016fm teprve vznik\u00e1, nebo zda u\u017e v n\u011bm bydl\u00edte a pova\u017eujete ho za sv\u016fj domov. Poji\u0161t\u011bn\u00ed nemovitosti je toti\u017e d\u016fle\u017eit\u00e9 v obou p\u0159\u00edpadech. Pro\u010d byste nem\u011bli zapom\u00ednat na sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed pro v\u00e1\u0161 majetek? Finan\u010dn\u00ed ochrana v p\u0159\u00edpad\u011b ne\u010dekan\u00fdch ud\u00e1lost\u00ed P\u0159\u00edrodn\u00ed katastrofy jako jsou siln\u00e9 de\u0161t\u011b, sn\u011bhov\u00e9 bou\u0159e, krupobit\u00ed, nebo siln\u00fd […]<\/p>\n","protected":false},"author":1,"featured_media":799,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[32],"tags":[],"class_list":["post-796","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktuality"],"_links":{"self":[{"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/posts\/796","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=796"}],"version-history":[{"count":1,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/posts\/796\/revisions"}],"predecessor-version":[{"id":800,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/posts\/796\/revisions\/800"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/media\/799"}],"wp:attachment":[{"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=796"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=796"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=796"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}