{"id":376,"date":"2019-09-04T10:49:36","date_gmt":"2019-09-04T08:49:36","guid":{"rendered":"https:\/\/cz-stavby.cz\/?p=376"},"modified":"2020-10-15T09:31:08","modified_gmt":"2020-10-15T07:31:08","slug":"nestaci-vam-penize","status":"publish","type":"post","link":"https:\/\/cz-stavby.cz\/?p=376","title":{"rendered":"Nesta\u010d\u00ed v\u00e1m pen\u00edze?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>M\u00edt nebo nem\u00edt pen\u00edze? Odpov\u011b\u010f na tuto ot\u00e1zku, kterou jste mo\u017en\u00e1 pr\u00e1v\u011b vyslovili, je naprosto p\u0159edv\u00eddateln\u00e1. Samoz\u0159ejm\u011b, \u017ee je z\u00e1hodno pen\u00edze m\u00edt. V\u017edy\u0165 nem\u00e1-li je \u010dlov\u011bk v&nbsp;dne\u0161n\u00ed dob\u011b, co si m\u016f\u017ee dovolit, co m\u016f\u017ee od \u017eivota \u010dekat? Prakticky skoro nic. Ten, kdo nem\u00e1 pen\u00edze, m\u016f\u017ee v&nbsp;dne\u0161n\u00ed spole\u010dnosti leda tak pab\u011brkovat po t\u011bch, jim\u017e je v&nbsp;tomto ohledu p\u0159\u00e1no, m\u016f\u017ee \u017eebrat \u010di vyb\u00edrat popelnice a doufat, \u017ee se mu tak dostane n\u011b\u010deho, co bylo k\u00fdmsi jin\u00fdm po\u0159\u00edzeno, a to logicky za pen\u00edze, a co u\u017e doty\u010dn\u00fd nepot\u0159eboval nebo byl ochoten o\u017eelet. P\u0159\u00edpadn\u011b se d\u00e1 bez pen\u011bz mo\u017en\u00e1 n\u011bco z\u00edskat p\u0159i&nbsp;charitativn\u00edch akc\u00edch, ale i zde jenom d\u00edky tomu, \u017ee to n\u011bkdo jin\u00fd zaplatil sv\u00fdmi pen\u011bzi.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>A tak ka\u017ed\u00fd pen\u00edze chce. Aby si za n\u011b mohl po\u0159\u00eddit to, co pot\u0159ebuje nebo po \u010dem jeho du\u0161e prahne. Kv\u016fli pen\u011bz\u016fm tak chod\u00edme do pr\u00e1ce, abychom si je vyd\u011blali. A pokud n\u00e1m p\u0159\u00edjmy nesta\u010d\u00ed, \u010dasto hore\u010dn\u011b po\u010d\u00edt\u00e1me, abychom vysta\u010dili s&nbsp;t\u00edm, co m\u00e1me. A nepom\u016f\u017ee-li to, nezb\u00fdv\u00e1 nejednou jin\u00e1 volba, ne\u017e si n\u011bkde vz\u00edt p\u016fj\u010dku.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Jsme-li na tom je\u0161t\u011b relativn\u011b dob\u0159e, n\u011bjak\u00e1 podobn\u00e1 pomoc se z\u0159ejm\u011b se\u017eene. Ale jsme-li u\u017e na sam\u00e9m dn\u011b a ned\u00e1 se o tom, co m\u016f\u017eeme nab\u00eddnout, mluvit jako o bonit\u011b? Pak se lze v\u017edy spolehnout alespo\u0148 na nab\u00eddku od nebankovn\u00edho sektoru. Kter\u00fd je k&nbsp;\u017eadatel\u016fm daleko tolerantn\u011bj\u0161\u00ed ne\u017e banky, dok\u00e1\u017ee v&nbsp;lec\u010dems slevit, kdeco odpust\u00ed. A pomalu ka\u017ed\u00fd si tak m\u016f\u017ee vz\u00edt dejme tomu n\u011bco jako <\/em><a href=\"https:\/\/www.hypotekybezregistru.cz\/\"><strong><em>americk\u00e1 hypot\u00e9ka<\/em><\/strong><\/a><em>. Co\u017e je p\u016fj\u010dka, za ni\u017e se \u017eadatel zaru\u010duje t\u00edm, \u017ee d\u00e1 do z\u00e1stavy svoji nemovitost, prok\u00e1\u017ee alespo\u0148 n\u011bjakou solventnost a za to se mu dostane p\u016fj\u010dky ve v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny on\u00e9 nemovitosti, je\u017e lze pozd\u011bji spl\u00e1cet t\u0159eba i t\u0159i des\u00edtky let. A to za podm\u00ednek, jak\u00e9 by nedokonal\u00e9mu \u017eadateli jen tak n\u011bkde nenab\u00eddli, pokud by mu tedy v\u016fbec n\u011bco nab\u00eddli.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>A tak m\u016f\u017ee ka\u017ed\u00fd z&nbsp;n\u00e1s n\u011bjak\u00e9 pen\u00edze m\u00edt a norm\u00e1ln\u011b \u017e\u00edt. Chce to jenom v\u011bd\u011bt, na koho se obr\u00e1tit. Logicky na nebankovn\u00ed poskytovatele p\u016fj\u010dek.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>M\u00edt nebo nem\u00edt pen\u00edze? Odpov\u011b\u010f na tuto ot\u00e1zku, kterou jste mo\u017en\u00e1 pr\u00e1v\u011b vyslovili, je naprosto p\u0159edv\u00eddateln\u00e1. Samoz\u0159ejm\u011b, \u017ee je z\u00e1hodno pen\u00edze m\u00edt. V\u017edy\u0165 nem\u00e1-li je \u010dlov\u011bk v&nbsp;dne\u0161n\u00ed dob\u011b, co si m\u016f\u017ee dovolit, co m\u016f\u017ee od \u017eivota \u010dekat? Prakticky skoro nic. Ten, kdo nem\u00e1 pen\u00edze, m\u016f\u017ee v&nbsp;dne\u0161n\u00ed spole\u010dnosti leda tak pab\u011brkovat po t\u011bch, jim\u017e je v&nbsp;tomto [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":382,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[31],"tags":[],"class_list":["post-376","post","type-post","status-publish","format-standard","has-post-thumbnail","category-finance"],"_links":{"self":[{"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/posts\/376","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=376"}],"version-history":[{"count":0,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/posts\/376\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=\/wp\/v2\/media\/382"}],"wp:attachment":[{"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=376"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=376"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cz-stavby.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=376"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}